From 1991 to 2013, Law Disks made simple software to automate the Official Bankruptcy Forms and the HUD-1 settlement statement for real estate closings.
We have decided to stop updating our software, and so we are effectively going out of business.
Therefore, so long and thanks for the patronage our loyal customers provided since 1991!
HUD-1-DISK:
We are not going to publish the 2015 integrated TILA-HUD-1 forms. According to the Consumer Financial Protection Bureau, new forms will be required for disclosures made on/after August 1, 2015. See November 20, 2013 announcement in the Federal Register, see www.cfpb.gov.
The new August 1, 2015 Closing Disclosure is at
http://files.consumerfinance.gov/f/201311_cfpb_kbyo_closing-disclosure.pdf
The new August 1, 2015 Loan Estimate form is at:
http://files.consumerfinance.gov/f/201311_cfpb_kbyo_loan-estimate.pdf
In general the new 2015 forms will merge mortgage disclosures required by the Truth in Lending Act and RESPA. You should consult your attorney as to what forms are required before and after August 1, 2015. The final edition of HUD-1-DISK has the 2010 HUD-1 forms, and Good Faith Estimate. You should consult with your legal advisor as to their continued viability, which is not guaranteed, until the new forms go into effect on August 1, 2015.
Bankruptcy:
We did not update Bankruptcy Disk for 2013 changes. As of December 1, 2013, there are new Schedules I and J, and a few other new forms. Since some Bankruptcy Court Clerks reject forms which do not have the correct forms revision date, we advised our customers not to use Bankruptcy Disk in 2013.
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Law Disks published business software which was used by attorneys and by real estate professionals to fill-in the HUD-1 form. Law Disks does not provide legal advice. No one has an attorney-client relationship with Law Disks. Law Disks does not participate in real estate closings. Law Disks makes forms software which settlement agents use to fill in the details of real estate closings. Law Disks has no knowledge about any individual real estate closing. Consumers should consult an attorney to receive legal advice specific to their factual situation and needs. Law Disk software is not intended to be used by consumers.