Bankruptcy Disk makes the new Bankruptcy Law easy.

Press a button and Bankruptcy Disk will automate the bankruptcy petition, schedules and new Means Test for chapters 7 and 13. Bankruptcy Disk uses Microsoft Word to make the petition, add it up, and makes the mailing list for you. We have the latest 2008 forms and figures.

• Revised Petition, now three pages, with new mandatory disclosures,
• Latest Automated Means Tests for Chapters 7 and 13,
  
• State Median Income Calculator and Date Calculator,
  
• The national forms attorneys need to file bankruptcy,
  
• For sale to attorneys only.
  

Are you ready and prepared to file petitions under the new Bankruptcy law? With changes in the law, bankruptcy attorneys now must guide the debtor through the new requirements. Don't believe the PR: most debtors have incomes well below the state median incomes, and most debtors will be fully eligible to file chapter 7 under the 2005 amendments. Chapter 13 debtors often have smaller plan payments under the formulas of the new law! The attorney's services are now more necessary and valuable, as a guide though the bankruptcy process. We doubt that pro se debtors will fare well. Attorneys are needed to negotiate the new law. There are a few extra requirements for the debtors, but once learned, attorneys can and should continue to help distressed debtors comply with the new law.

Here is a historical example of our Median Income Calculator (the current calculator has the latest figures):

Here is an automation example from Schedule F:



For new petitions, you need our new software.

Bankruptcy Disk is simple to use and reasonable in cost ($333 + shipping) In the calendar year of your first purchase, updates are free! This is a valuable benefit, because the Courts issue new median income tables twice per year. To buy with your credit card via fast Google Checkout, select the versopn, and click on the Buy Now button:

Updates:
Established customers may purchase all updates in a calendar year for $165, plus shipping. Just seleect your calendar year below, and click on the Buy Now button, for a quick Google Checkout.

You do not have to pay extra for Chapter 13. We offer a simple, easy to use program at reasonable cost.

Bankruptcy Disk includes, at no extra cost:

• Chapter 13 plan (generic), summary, and order,
• Chapter 13 calculator,
• Amended Schedules,
• Captions for pleadings,
• Proof of Claim form,
• Subpoena
• Business questions, Exhibits A, C etc.
• Statement of Social Security Numbers
• Application to Pay FIling Fee in Installments

Bankruptcy Disk has the features you need:

• Generates the matrix mailing list automatically,
• Transfers the mailing list as text file for electronic filing, or to diskette,
• Type names etc once,
• Common creditor list,
• Start in the middle, or do creditor lists only,
• Compatible with ECF, Electronic filing-- Our Word documents are easily converted to Acrobat PDF files for Electronic Filing. You can use the free www.PrimoPDF, or else purchase the full Adobe Acrobat.
• Printed Instructions, easy installation.

Bankruptcy Disk is prepared under the supervision of a practicing bankruptcy attorney who is a member of the National Association of Consumer Bankruptcy Attorneys, and who has attended the NACBA seminar in Orlando Florida which taught attorneys how to make the most of the new law.

No Reason to Fear the New Law:

The 2005 Amendments do not correspond to the "doom and gloom" misinformation in the press. Fully half of the population, and most debtors in distress are fully eligible to file chapter 7 bankruptcy because they have incomes below their state median household income. Many more debtors will "pass" the Means Test if their counsel purchase and become familar with the new Means Test forms. Did you know that persons who have several secured debts, such as cars, houses, etc, are more likely to pass the Means Test? Did you know that the greater the dollar amount of unsecured, nonpriority debt, the greater the liklihood that a debtor will pass the Means Test? The best way to learn it is by trying out the new Means Test forms with real-world examples.

A 2006 study by NACBA shows that only 3% of debtors could afford to repay their debts. For practiitioners, that means that nearly all your clients will pass the Means test and are eligible for chapter 7 bankruptcy. There is no need to be afraid of the big bad bankruptcy law. Once learned, attorneys can assist debtors in trouble.

To be completely prepared for the 2005 Bankruptcy amendments, may we suggest:

• Buy Bankruptcy Disk for Microsoft Word, the automated solution, so you are prepared to file petitions,
• Buy the National Consumer Law Center's "Special Guide to the 2005 Act." to be up on the law,
• Join the National Association of Consumer Bankruptcy Attorneys
  

The fully automated Bankruptcy Disk works with Microsoft Word 2007 or Word 2003, Word 2002 (Office XP), Word 2000, so you already know how to use it. Enter your data once in the Windows dialog boxes, and check off your choices. Bankruptcy Disk places the data in the forms for you, then adds the tables. It alphabetizes the creditor mailing list on paper and on diskette.

Bankruptcy Disk produces typeset quality forms which are second to none.

Bankruptcy Disk pays for itself with the first hour it saves of your valuable time. There is a 30 day money back guarantee, hence we do not do demo disks. Buy it and try it at no risk for 30 days.

The automated Bankruptcy Disk comes in these versions for:
- Microsoft Word 2007, or
- Microsoft Word 2003, 2002, 2000

Please fill in the Order Form, please send us your check and a letter on your law firm stationery (so we verify your law firm name and spell your name correctly).

Our bankruptcy programs are for sale to attorneys only, as they do not include all the necessary disclosures for "bankruptcy petition preparers." Please provide evidence that you are an attorney when ordering Bankruptcy Disk, such as faxing us a copy of your firm's letterhead stationery.

Our advice to consumers is to avoid nonattorney bankruptcy petition preparers, who are not permitted to give legal advice, who charge a great deal for typing, and who have been sued in some jurisdictions because incomplete work caused the consumer's bankruptcy petition to be dismissed. We strongly advise consumers to seek the advice of an attorney: bankruptcy may or may not solve your problem. Referrals to a private attorney may be had from your county Bar Association. If you cannot afford a private attorney, you may wish to apply to a legal services program.

Law Disks has been publishing Bankruptcy Disk since 1991. You can be sure that ordering from Law Disks will get you the very latest forms. Alternatively, C lick here to Order Bankruptcy Disk via Check.

Privacy Pledge: Unlike some other software vendors of bankruptcy products, we do NOT collect any information about an attorney's clients, not for research, not for any reason whatsoever.